Mastery card
I can explain APR
A fuller yearly cost of borrowing that folds in key fees, not just the rate.
APR (Annual Percentage Rate) expresses the yearly cost of credit including interest and certain mandatory fees for easier comparison.
Sticky trick
Still read fee schedules - not every charge sits inside every APR quote.
Take into the room
In plain English, what is APR?
Or open the share card 📐
Or start your own 5-word trail from home.