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I can explain NPA (Non-Performing Asset)
A loan where interest or principal stays overdue beyond the bank's NPA timeline.
An NPA is a credit facility overdue typically beyond 90 days for standard term loans, so the bank no longer treats it as a normally earning asset.
Sticky trick
90 days overdue is the usual term-loan NPA trigger in India.
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In plain English, what is NPA (Non-Performing Asset)?
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